Auto Accidents & Florida’s 14-Day Rule

What You Need to Know After a Car Accident in Florida

We have decades of experience helping auto accident victims recover safely and naturally—without relying on drugs or surgery. If you’ve been in a car accident, even a minor one, it’s important to get evaluated right away—even if you feel “fine.”

Why?

Because many auto-related injuries—like whiplash—don’t show symptoms immediately. Pain, stiffness, and reduced mobility can appear days, weeks, or even months later. Waiting too long to seek care can delay recovery and make symptoms worse over time.


Florida’s Personal Injury Law: The 14-Day Rule

Under Florida law, you must seek medical care within 14 days of your car accident to qualify for Personal Injury Protection (PIP) insurance coverage.

Here's what that means for you:

  • If you don’t see a healthcare provider within 14 days, your PIP benefits may be denied.

  • You have the right to choose your own provider—including chiropractic care at Sheaffer Chiropractic Clinic.

  • PIP covers 80% of reasonable medical costs for accident-related injuries if care begins within the required timeframe.


What to Expect at Sheaffer Chiropractic

After your accident, we’ll start with a comprehensive evaluation that may include orthopedic, neurological, and chiropractic testing to identify hidden injuries.

If you’ve experienced whiplash or other accident-related trauma, we’ll create a personalized treatment plan focused on:

  • Reducing pain

  • Restoring range of motion

  • Supporting proper healing

  • Preventing long-term complications

We also provide full documentation of your injuries for insurance or legal use and are available to serve as expert witnesses if necessary.


Don’t Wait—Protect Your Health and Your Rights

Even if you aren’t experiencing symptoms yet, getting checked now ensures you get the treatment and insurance coverage you need.

Call us today or request an appointment online.
Let our experienced team help you recover with confidence.

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